November 22, 2017

What is a Trustee Sale or Foreclosure Auction?

Trustee Sale - Buying a home at acution Trustee SaleA Trustee Sale or foreclosure auction, always involves real estate. It doesn’t matter if the property is a mobile home, a city block or eighty eight acres out in the country. Once it is seized, it’s all treated pretty much the same as it falls under the same laws.

So, how does a trustee sale happen?  Basically in short, when someone (Borrower) falls behind on their loan payments the bank (Lender) can choose to foreclose on the home.  In Arizona, the Lender has to give the Borrower 90 days to try and bring their loan current after serving them with the Notice of Default – or the notice that they’re going to foreclose on the property.  If the Borrower cannot bring the loan current before that scheduled date, then the home goes to auction – or Trustee Sale.

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